Our wide variety of account types have been specifically designed to meet all of your financial needs. Call or stop by for more information.
Hometown Free
- $100 minimum to open account
- Unlimited Check writing
- No minimum balance requirements
- Free LSB Online/Mobile Banking
- Free Mobile Banking with Remote Deposit
- Free if signed up for E-Statements
- Free Debit Card
Optional:
- Paper Statements $5
- Imaged checks returned in statement; $6 per month
Hometown Student
- $25 minimum to open account
- Free LSB Online/Mobile Banking
- Free Debit Card
- Free Mobile Banking with Remote Deposit
- At age 23 this account will convert to Hometown Free, unless owner provides proof of enrollment.
Hometown Bronze
- $100 minimum to open account
- Unlimited check writing
- Free LSB Online/Mobile Banking
- Free Debit Card
- Free Mobile Banking with Remote Deposit
- Free image checks returned in statement
- If balance drops below $300, there is a $6 per month and 15¢ per debit transaction fee
Hometown Senior 60
- Requirement: Monthly direct deposit
- $100 minimum to open account
- One free box of checks per year
- No minimum balance requirements
- Unlimited check writing
- Free Debit Card
- Free Money Orders
- Free Online/Mobile Banking
Interest Bearing Checking Accounts
Please call for updated interest rates effective 4-1-2021
Hometown Silver
- $1000 minimum to open account
- Unlimited check writing
- Free Debit card
- Free Money Orders
- No charge for LSB Online/Mobile Banking
- Variable interest rate
- $6 monthly fee if balance drops below $1000
Optional:
- Imaged checks returned in statement; $6 per month
Hometown Money Market
- $2500 minimum to open account
- Free Money Market checks
- Limited to 6 debits per statement cycle, $5 each debit thereafter
- Free Debit card & Money Orders
- No charge for LSB Online/Mobile Banking
- $10 monthly fee if balance drops below $2,500
- Free imaged checks returned in monthly statement
- Tiered variable interest rate
Guard against accidental overdrafts with our overdraft protection program. Funds in $100 increments will be transferred from your savings or checking account to cover overdrafts for a small $2 per transfer fee.